As winter is quickly approaching, we’ve gathered some helpful tips to save you time during your search.
Maintain a flexible schedule
Flexibility is important during the winter months as it may be more difficult to schedule time with lenders and sellers. The winter months is typically when people are going on vacation, with family and shopping.
Ask for off-season photos
Snowy scenery might be picturesque, but homebuyers don’t want to see photos of a home buried in snow. Make sure you request off-season photos of the home(s) you’re interested in, as this can bring out elements of the house that may not look as polished or noticeable during the winter months.
Document the condition of things you can’t see
Keep documents of things you’re unable to see under the snow or because of winter weather. Be sure to ask questions in reference to when things were last replaced and building permits as you’re looking for your home.
Don’t be afraid to submit an offer below asking price
If a home’s been on the market for a while, there’s a possibility the seller(s) would accept an offer below asking price. Make sure you do your research and find out how motivated the seller is to move on from his or her home
Keep looking until you find what you want
Since there is less market activity in the winter months, you may not find a large number of homes for sale. Don’t lose hope – if you don’t find exactly what you’re looking for, keep searching until you find the right fit for you.
Allow time for closing and weather-related delays
If weather conditions are rough, essential parts of the closing process such as inspections and appraisals could be delayed. Make sure you’re able to adapt to any roadblocks that come your way. On the upside, many lenders and real estate agents like to wrap up transactions before year’s end, so this can work to your benefit when it comes to closing. If you’re lucky, you may be able to close and settle in before the holidays arrive!
Don’t let winter weather get in the way of owning your dream home! By following these tips, you’re well on your way to getting the home you’ve been looking for. Don’t forget to reach out to a representative of Union Home Mortgage or call 1-(800)-767-4684 for more information!