Have you been thinking about moving into your own home, but don’t know where to begin?  Look no further, Union Home Mortgage Corp. is here to help along the way. First, an important step to finding the home of your dreams is finding the right kind of loan for your unique situation. Let’s explore a USDA loan.

The United States Department of Agriculture (USDA) Rural Development program is designed to help improve the economy and quality of life in rural America. These programs are set up to support rural settings through essential public facilities and services, such as water and sewer systems, housing, health clinics, emergency service facilities and electric and telephone services. USDA loan programs were also implemented to help promote the economies in these areas by supporting loans to businesses through banks, credit unions and community-managed lending pools.

Union Home Mortgage assists borrowers in rural areas by aligning them with the right USDA loan program for their needs. While properties that qualify must be located within a designated USDA area, this loan program offers a variety of features:

  • Low down payment
  • Low out-of-pocket costs
  • Seller can contribute to buyer’s closing costs
  • No down payment financing is available to qualified borrowers

Although USDA home loans serve the needs of many Americans, they are part of a niche mortgage program not offered by all mortgage lenders. Union Home Mortgage is proud to offer USDA loans program to qualified borrowers, along with a large network of certified loan officers in multiple branch offices. Contact our Housing Buzz Team today to see if a USDA Loan is the right option for you!